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401k vs Roth question

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What do you expect? Anything with "Roth" attached to it is seen as "untouchable" to the government. That means they want it even more. It's like a pinata hanging above them and they are screaming like a little girl going "I want it I want it I want it!".

If we aren't headed for higher tax brackets, we sure as fuck are headed for other problems. Maybe a combination of Sales and VAT. The rest of the world has gone to VAT.

I see some type of VAT tax more likely which makes the value of the Roth lower. By going with the VAT they could even get at Roth money as it is spent.
 
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