401k->Roth?

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Doppel

Lifer
Feb 5, 2011
13,306
3
0
What I prefer is my 401k with my company...

They put 10% in every year regardless if I put 0% or 3%....

10% every year is pretty solid... So of course I have a pretty decent retirement currently... if the stock market will ever get good, I will be golden :)
Obscenely rare.
 

darkxshade

Lifer
Mar 31, 2001
13,749
6
81
Slightly off topic, OP do you have an HSA health plan with your employer and do you have a lot of medical bills? For the healthy... HSA[as a retirement vehicle] > Roth > 401K
 

boomhower

Diamond Member
Sep 13, 2007
7,228
19
81
Slightly off topic, OP do you have an HSA health plan with your employer and do you have a lot of medical bills? For the healthy... HSA[as a retirement vehicle] > Roth > 401K

No HSA so far as I know. I have basically no medical bills, wife is a different story. She has chronic back issues.
 

boomhower

Diamond Member
Sep 13, 2007
7,228
19
81
Looks like I was wrong, I do have a Roth 401k available. I stopped 401k contributions and moved them to Roth contributions. Simple enough. The city will contribute 5% to the 401k and my 6% will go to Roth.