i use Max 9, changed from 32 bit to 64 bit in October 2008. actually i bought the
copy of XP64 i'm using now about 2 years ago, it's just that the first time i tried
to install i ended up finding incompatibilities between XP64 & some legacy hardware
& software i was really attached to.
the one difference i do notice (i also have Maya 8.5 & have noticed the same thing
there) is that there are fewer codecs for rendering with 64 bit. this might be just
a matter of me going out & finding a plug-in, or simply asking the questions.
overall, i can just "do more stuff" with XP64 than with XP32. e.g. studying how
to handle UV layout, from Max or Maya, to ZBrush (to create a diffuse map or
displacement map), then back to Max or Maya.
the computer with 4 GB RAM (using 3GB) hits "the wall" sooner than the one
with 8 GB RAM.
as far as Vista 32 vs. Vista 64 - i have a laptop with dual-boot for both OS',
but not enough flying time with the combination of Vista + Max to answer
the question (for Vista).
i find that it's handy to have the 32 bit system around as a backup. occasionally
i experience a glitch with XP64 (e.g., getting Quicktime installed). so then i can
just use the 32 bit system until i get things worked out on the 64 bit system.