Before you go too far with that idea, I believe the -12v rail is fairly obsolete these days, and now only supplies minimal current for the few devices that requires it. Check your PS and see what the maximum current you can draw on the -12v rail is. A fan or two should be OK, a peltier I would doubt. Some of the more expensive PS might have a higher current. My ps is an OK one, and kind of old, so its 0.5 amp rating I'd guess would be on the upper end of what people will have. This gives a total of 12 watts @ 24 volts. Remeber that fans draw more current at start up time, so if you fan only draws 3 watts while running, it could easily be double that when it starts us.
If you are serious about wanting 24 volts, look for a small PS at radio shack and use that.
Moohoo