Actually financing through Honda isn't all that bad. Both my parents and my gf bought one right after Christmas, 2.9% over 3 years. I think it's back up to 3.9% over 3 years now, 4.9% for 4 years which is still better than what you can get at the bank. Deal only good on 4 cylinders, so no V6 but you still can get the EX.
I drive a 96 LX coupe myself. I like the 01 Accord. They both got the LX package. Ride is a lot smoother and quieter than mine. Feels a little heavier and doesn't seem to handle as well, they really loosened up the springs and sacraficed handling for ride quality. Transmission is smooth, feels like it slips a little too much though in order to keep shifting smooth. But for freeway driving, definately no complaints.
The EX is very nice, but if you're getting that might as well go all out and get the leather package while you're at it. Personally I feel the LX interior is good enough for me. And if you can, go for the coupe. My parents got the sedan, it's a nice car but it definately can't compare to my gf's coupe. My parents got their's for $17,200 and my gf paid $17,700 (they both got the side air bags, $200 option).