Odds are it's your video card's DACs that look better at a slightly lower res.
100Hz isn't strictly nec'y, it just presents a theoretically more stable image than a lower refresh rate. As long as you're above 85Hz, you should be OK, IME. So try lowering your refresh to 85Hz and see if things aren't easier to see. If not, consider buying a video card with an eye toward analog ("VGA," or DB15 output) signal quality, like Matrox (basically all of their cards) or ATi (avoid the 9500/9700, or at least their "rolling lines"-plagued DB15 out [you can use a DVI-VGA adapter, but you lose the ability to use dual CRTs]).
Or turn up the ambient/room lighting, or turn down the monitor's brightness. Or take more and frequent breaks from staring at the monitor, if you're overdoing it. Or use the occasional eye drop.
But an LCD is likely your best bet for a comfortable image. It has no redraw to strain your eyes, but I think there are the *rare* few who don't care for the fluorescent backlight's 30Hz "refresh."