You can thank USA PATRIOT ACT for the credit check. Usually it's used for a few reasons:
1) Identification Verification. F/I's are now required to verify all new customers ID before offering any services. Credit Check is the easiest b/c it is safest against forgery, also it contains a lot...
I have build my own tables before, and was wondering what you are using to make the side rails? I've tried different combo's of foam and leather but have yet to find anything that works. Yours appear to be very well made, mind sharing how you created and attached them?
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