Search results

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    Problem with Credit Score and report

    The bank does not care who pays it; Unfortunately, you were both on the loan and one of you filed bankruptcy, which would place the account in a bankruptcy status.
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    Should I get a Nextel Blackberry?

    Lawsuit was settled just a few days ago
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    Powerball winner. Installments or Upfront

    Scroll Down WHAT HAPPENS TO AN ANNUITY PRIZE IF THE WINNER DIES? A lottery prize is just like any other asset. You can pass any remaining annuity payments on to your heirs or to anyone else. The Powerball game will even cash out an annuity prize for an estate. This may make it easier for...
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    Can I do a chargeback

    How much money exactly are you talking about? If you have tried working with the merchant to get a refund and haven't been getting anywhere, I would just file a dispute.
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    Internet Banking Questions

    Certainly. They also know, that if you become used to their version of online banking, that you will stick around. Keep in mind too, that ING, just like HSBC is a huge company with many, many different financial avenues of business - which means they have more things to cross-sell you with and...
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    Internet Banking Questions

    Banking is all about securing you as a customer, and attempting to offer products that cause you too much hassle to change (or go somewhere else) once established. A high savings rate is just a lure to get you in the door. Internet Banking is another product that once established and a certain...
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    Is it possible to sell a house for $10?

    The IRS would consider a $500k house selling for $10 to be a gift, since the selling party did not get something even remotely close to the same value in return. The person receiving the gift would not be responsible for taxes, it is the person who gives the gift that must report it.
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    Best Alternative to Netflix

    I think they use their stores for some returns now. I noticed that my return envelopes started having local store addresses on them.
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    Best Alternative to Netflix

    I use blockbuster online instead of netflix now. I have the 3 out at a time, 4 in store, 2 free previously-viewed DVDs of $9.99 or less for $24.99 a month. No complaints.
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    satelite radio XM or Sirus?

    I've tried both and like Sirius much better.
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    Re-crediting an account

    Usually takes 2-4 business days. You can always file a dispute if it never shows up.
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    Cancelling PMI mortgage insurance via appreciation

    Most mortgage companies may be able to help you. However, there is no law that requires them to take in consideration current property values, when evaluating if PMI can be cancelled. Your mortgage company should send out an annual notice regarding your PMI, and should have insturctions on...
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    Got my Chase VISA card today with a limit of...

    I'd be careful with the applying and tossing credit cards thing. At your age, it can really impact your credit score and overall credit profile in a negative way. It can be seen as 'fishing' for credit. Which is really what you are doing. It makes lenders, especially credit card companies...
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    mortgage gurus: simple question ... does paying for mar. 1st mortgage now shorten the life of the mortgage?

    No, it doesn't. Unless your mortgage is a sub-prime simple interest mortgage. Conventional Mortgages are month to month, and follow an amortization schedule. You pay interest on the first of the new month, for the previous month. You'd only be paying it ahead by the month. You'd be better...
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    25yrs old, making $30,000......

    Dude, do whatever you want to do. You are the one who has to live your life. Everyone you ask is going to have a different opinion. I will say this, however, owning your own place is very nice, but 30k gets eaten up really fast.
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    Know a good place to buy a business card cases?

    Most department stores should have them....I got a basic one at Macy's.
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    how long do grants (financial aid) last?

    I believe you have to complete your degree in 150% of the normal time it takes to get the degree, in your program. So, in a four year program, you would no longer be able to get financial aid after your 6th year. Grants can vary a lot; some might have total dollar amount limits, etc. I would...
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    I'm 21 and I have 8 credit cards

    If you don't have a need for them, get rid of them - the logic is simple.
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    Trying to decide if I should get a cat

    Don't get a cat. Or a dog for that matter. A little part of me dies everytime I come home and find the house a mess or find a stain or discover a new smell. Edit: Come to think of it, don't get married either. Thats how I ended up with all these damn animals. Its a freakin zoo.
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    WTF someone used my checking account to pay their verizon wireless bill online

    There is. However, it's the merchants responsibility, just like with a credit card. And just like with a credit card, it costs the merchant if they don't take those steps. Most merchants use a payment processor that uses a basic address validation service, which only ensures that the address...
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    Printed postage with Stamps.com

    It'd be the same thing as you creating a label for the 19th, placing it in a mailbox on the 19th, but the mail not being picked up until the 20th. It happens to me all the time. And yes, you can combine NetStamps with regular stamps. Edit: In regards to them getting angry, they usually...
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    Printed postage with Stamps.com

    Yes, it will work. Just don't wait beyond tomorrow, the post man will get angry with you.
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    So I got a letter from my landlord....

    Wasn't that bad? Are you serious?
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    I'm going to be rich!

    My favorite part of any good action movie is when they take the $100 million ransom out in two small black suitcases... Ok, not really..
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    Blockbuster online - Movies now have the title on the outside of the envelope

    Any postal worker who stole DVDs like this would eventually be caught. The Postal Inspectors are always watching and it wouldn't take long to notice a rise in missing DVDs in a certain area.
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    DHL and USPS connection????

    DHL@Home service delivers packages to your local post office, and then the post office makes the final delivery, thus meaning they can even be delivered on a Saturday or to a PO Box. FYI, FedEx is behind some of the USPS Express Mail.
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    Office Scare... Lots of small insurance agencies in my area getting robbed...

    First off, do you have any kind of safe? I'm not sure what kind of office you work in, so this all might not be helpful but....be paying attention and make sure your presence is well known even to people just passing by. If possible, move your work areas to spots that are in clear view of...
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    Bears @ GreenBay

    Although Favre certainly isn't having a good year, I believe most of their praise comes from his potential, or past performance. Bottom line, that whole team needs a shakedown. It's like watching a bad a high school football team. Favre looks extremely frustrated and tired and its probably...
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    Today

    It'll be very busy. Go early and stay away from the returns desk.
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    VoIP and a monitored alarm?

    I just got a cellular "backup" for my alarm system so I could drop the landline. Which, doesn't really make it the "backup" anymore. But, you get the idea. It works great, can be pricey, but I was really mad at the phone company.
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    Depositing cash in an ATM

    Text If your credit union is on this list, then you can go to any other credit union on the list to do basic transactions on your account. Hope that helps. Using the ATM is probably a bad idea, even if you can do it. Many institutions have a policy of holding ATM deposits regardless of...
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    People, People... there are consequences to your actions...

    I'll never understand people who cheat and question the destruction of their relationship.
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    Job Application question... "May we contact your current employer?"

    As someone who does hiring as well, I can tell you that if you do put no, I will ask why, if an interview is done. But it doesn't automatically mean no. Just be honest. For example, I had someone who was working for a competitor, and it was completely understandable. If it is because you feel...
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    IRA contribution maximums?????????????

    I'm pretty sure the deduction is $4000 for 2005, for the traditional/roth. I believe, however, that because the SIMPLE IRA is an employer retirement plan, your deduction may phase out, depending on your income and your filing status. Honestly though, I am not really sure. Its never to early...
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    IRA contribution maximums?????????????

    Simple IRA Deferral limit for 2005 is $10,000. Traditional and Roth IRA Contribution limit for 2005 is $4,000.00
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    should I buy the HDTV? - edit: bought the 50" Samsung

    Go for it. HD is amazing, and well worth it.
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    Man Buys Computer From Best Buy, Opens Box To Find Wooden Blocks

    You know, I'm really shocked you don't read about this more often. When I worked at Best Buy, we had three people get fired in a six month time frame for taking the merchandise out of a package and resealing it for sale with rocks inside. The only reason someone caught on was because the...
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    Bank employees: 3rd party checks

    You are going to find a hassle with Double Endorsed checks no matter where you go. They have an extremely high return probability, the bank or credit union is simply trying to protect itself from a loss. Endorsed checks get stolen frequently and double endorsed checks are frequently returned by...
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    WTF? My local Exxon now charging more for credit card purchases!

    Its not, but they are required to be clear about it being a discount from the standard price. Here's the info from the watered-down merchants guide to Visa's policies: No Surcharging Always treat Visa transactions like any other transaction; that is, you may not impose any surcharge on a...