Do you have to solicit your own business, or do you have people that get all the business and then just send the files back to you to be underwritten?
I'm an underwriter as well (worker's comp), and I never have contact with the customer, just our marketing reps who put together the files and...
I think they track it by the credit card you sign up with and the billing address zip code. When I went to log on for the first time it asked for my cc info for address verification purposes for blackouts
if its only for deposit and if you don't endorse it, they will simply stamp on the back that it was credited to your account and deposit it.
the only time something must be endorsed is if it specifically states that you must personally endorse it (like most social security or pension checks...
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