PRMSX is actively managed. Bad.
VWNDX is also actively managed. Bad.
You want "passively managed" mutual funds, AKA "index funds" AKA "ETF's" AKA "Exchange Traded Funds".
And that "financial planner dude" is a non-fiduciary who does not legally work for you. He's a salesman who selects...
I don't even know where to being. Just a terrible place to put your money.
First of all that bank employee is a salesman -- not someone who legally works for you. NEVER go to a salesman to personalized advice on selecting investments or planning your financial future.
The risk is that you're...
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