I got an Athlon 64 3000+, Asus K8V SE Deluxe and two Kingston value DDR 3200 512mo (so no overclocking either). I got absolutely no problem at all with my ram, running it with CAS 2.5, stable as rock.
For the three banks limitation, it is due to core C0 of the Athlon, the CG core removes it (as...