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H T C
Senior member
Messages
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Joined
Nov 7, 2018
Last seen
53 minutes ago
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H T C
replied to the thread
Credit card debt in the US is getting out of hand
.
So you had a "fall back to fund" besides the "emergency fund", but my question was intended on a what if you didn't have that "fall back...
Tuesday at 1:01 AM
H T C
reacted to
Exterous's post
in the thread
Credit card debt in the US is getting out of hand
with
Like
.
I don't think I said 'well over'. But to your question we've saved between 25-30% of our income for retirement since our very early 30s...
Monday at 11:53 PM
H T C
replied to the thread
Credit card debt in the US is getting out of hand
.
As you stated, the magnitude of your "unexpected expenses" was well over what you had in your "emergency fund", to the point that it was...
Monday at 4:04 PM
H T C
reacted to
Exterous's post
in the thread
Credit card debt in the US is getting out of hand
with
Like
.
Fortunately yes - so manageable although not without some stress
Monday at 3:58 PM
H T C
replied to the thread
Credit card debt in the US is getting out of hand
.
And did you have any "emergency fund"?
Monday at 3:38 AM
H T C
reacted to
Exterous's post
in the thread
Credit card debt in the US is getting out of hand
with
Wow
.
We had over $16,000 in unexpected expenses last year. It was staggered throughout the year but it felt like a lot of bad luck all in the...
Monday at 2:59 AM
H T C
replied to the thread
Credit card debt in the US is getting out of hand
.
Since December last year: - New water heater - about 55% of my salary - New vacuum cleaner - about 45% of my salary - Orthopedic...
Apr 20, 2024
H T C
replied to the thread
Credit card debt in the US is getting out of hand
.
Hence the "in normal circumstances" part ... and that falls in the unexpected expenses "category". This means you ALREADY spent more...
Apr 20, 2024
H T C
replied to the thread
Credit card debt in the US is getting out of hand
.
I only bought stuff on credit twice: - my house - fixed my teeth I amortized BOTH times, after seeing on TV in a news channel "savings...
Apr 20, 2024
H T C
reacted to
Timorous's post
in the thread
8GB VRAM not enough (and 10 / 12)
with
Like
.
The primary issue is that the inflection point of current performance / estimated future performance for an 8 GB card makes it not worth...
Apr 19, 2024
H T C
reacted to
KMFJD's post
in the thread
Jesus's middle name is Hume! Caution: Some NSFW images within!
with
Wow
.
damn
Apr 3, 2024
H T C
reacted to
GodisanAtheist's post
in the thread
8GB VRAM not enough (and 10 / 12)
with
Like
.
-Easy, we've had 12 and 16 GB cards around the $300 price point for a while (6700xt & 7600xt & 3060) so it clearly isn't too expensive...
Mar 24, 2024
H T C
reacted to
GodisanAtheist's post
in the thread
8GB VRAM not enough (and 10 / 12)
with
Like
.
-The bolded portion is deliberately misstating the point I made in my prior post. I explicitly said I am not asking for a 4060ti for...
Mar 24, 2024
H T C
reacted to
dank69's post
in the thread
Jesus's middle name is Hume! Caution: Some NSFW images within!
with
Haha
.
Mar 19, 2024
H T C
reacted to
dank69's post
in the thread
Jesus's middle name is Hume! Caution: Some NSFW images within!
with
Wow
.
Mar 13, 2024
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