Recent content by EvilPaper

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    Problem with Credit Score and report

    The bank does not care who pays it; Unfortunately, you were both on the loan and one of you filed bankruptcy, which would place the account in a bankruptcy status.
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    Should I get a Nextel Blackberry?

    Lawsuit was settled just a few days ago
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    Powerball winner. Installments or Upfront

    Scroll Down WHAT HAPPENS TO AN ANNUITY PRIZE IF THE WINNER DIES? A lottery prize is just like any other asset. You can pass any remaining annuity payments on to your heirs or to anyone else. The Powerball game will even cash out an annuity prize for an estate. This may make it easier for...
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    Can I do a chargeback

    How much money exactly are you talking about? If you have tried working with the merchant to get a refund and haven't been getting anywhere, I would just file a dispute.
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    Internet Banking Questions

    Certainly. They also know, that if you become used to their version of online banking, that you will stick around. Keep in mind too, that ING, just like HSBC is a huge company with many, many different financial avenues of business - which means they have more things to cross-sell you with and...
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    Internet Banking Questions

    Banking is all about securing you as a customer, and attempting to offer products that cause you too much hassle to change (or go somewhere else) once established. A high savings rate is just a lure to get you in the door. Internet Banking is another product that once established and a certain...
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    Is it possible to sell a house for $10?

    The IRS would consider a $500k house selling for $10 to be a gift, since the selling party did not get something even remotely close to the same value in return. The person receiving the gift would not be responsible for taxes, it is the person who gives the gift that must report it.
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    Best Alternative to Netflix

    I think they use their stores for some returns now. I noticed that my return envelopes started having local store addresses on them.
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    Best Alternative to Netflix

    I use blockbuster online instead of netflix now. I have the 3 out at a time, 4 in store, 2 free previously-viewed DVDs of $9.99 or less for $24.99 a month. No complaints.
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    satelite radio XM or Sirus?

    I've tried both and like Sirius much better.
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    Re-crediting an account

    Usually takes 2-4 business days. You can always file a dispute if it never shows up.
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    Cancelling PMI mortgage insurance via appreciation

    Most mortgage companies may be able to help you. However, there is no law that requires them to take in consideration current property values, when evaluating if PMI can be cancelled. Your mortgage company should send out an annual notice regarding your PMI, and should have insturctions on...
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    Got my Chase VISA card today with a limit of...

    I'd be careful with the applying and tossing credit cards thing. At your age, it can really impact your credit score and overall credit profile in a negative way. It can be seen as 'fishing' for credit. Which is really what you are doing. It makes lenders, especially credit card companies...
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    mortgage gurus: simple question ... does paying for mar. 1st mortgage now shorten the life of the mortgage?

    No, it doesn't. Unless your mortgage is a sub-prime simple interest mortgage. Conventional Mortgages are month to month, and follow an amortization schedule. You pay interest on the first of the new month, for the previous month. You'd only be paying it ahead by the month. You'd be better...
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    25yrs old, making $30,000......

    Dude, do whatever you want to do. You are the one who has to live your life. Everyone you ask is going to have a different opinion. I will say this, however, owning your own place is very nice, but 30k gets eaten up really fast.