Recent content by daggerr

  1. D

    N00b when it comes to Credit Cards

    The Citi mtvU card is a fantastic student rewards card that I wish I could get. It is the *only* card available (student or other) that pays 5% rewards at restaurants, movie theaters, book stores, and video rental stores. That's my personal favorite, but there are other good ones. You can...
  2. D

    Recommend me a credit card

    AmEx has some nice rewards cards like the Blue Cash Card (up to 5% cash back at grocery stores, gas stations, and drug stores; up to 1.5% on everything else -- but tiered rewards structure) and the TrueEarnings card (3% cash back at restaurants, 2% on travel, 3% on gas, 1% on everything else)...
  3. D

    Best credit card for Grocery stores?

    The Citi Diamond Preferred Rewards card offers 5% reward at grocery stores for the first year. AmEx Blue Cash hits 5% rewards at grocery stores after you get to $6500 in year-to-date spending. You might also want to check the rewards calculator mentioned in my signature to see if there are...
  4. D

    does anyone else rarely use cash anymore?

    Yeah, I pretty much funnel all of my expenses through my credit cards to maximize my credit card rewards (cash back, etc.) in various categories (restaurants, gas stations, groceries, movie theaters, home improvement, etc.). Heck, if they had a card swiper on a bubble gum machine, I'd probably...
  5. D

    No credit history. Getting first CC?

    If you're still a college student, then you should go for a student rewards card like the Citi mtvU card (5% rewards at restaurants, book stores, and entertainment venues). If you're not a college student, then you should probably try for a Capital One card for people with limited credit...
  6. D

    Earning miles on a credit card?

    I use a few different credit cards to maximize my cash back and other rewards. If I sign up for a "points" or "miles" card, I usually get one where I can easily redeem my points for gift cards that are nearly as good as cash (e.g. gas gift cards). For example, I've got one card for 5% cash...
  7. D

    Have you asked for a raise?

    It's not uncommon for an employer to not give a substantial raise until you've proven with another offer that another employer is willing to pay you more. That being said, what you're doing is what you should do. Make a good case. If that doesn't work, get another offer that you'd actually...
  8. D

    Best place (online or wherever) to get flowers?

    I've had the best luck with a local flower shop with a good reputation. Ask around with the locals, I'm sure you can get a good recommendation. That way you can see the quality you're buying. This is not to say that an online place couldn't work out for you, that just hasn't been my experience.
  9. D

    I think I've got the flu

    Yeah, I had the flu too. I started popping zinc as soon as I started to feel even a little bit off (because people around me had been sick). Granted, this is only a single anecdote, but I seemed to get over it faster than others (and zinc has been shown to help in studies). I'd recommend...
  10. D

    Making Personal Web Page

    freehostia.com is quite good for a free host. Amazingly, even the free plan doesn't require you to have banner ads. Over time you can choose to scale up your service from free to non-free.
  11. D

    New Credit Card that Earns 5% On All Electronics and Department Store Purchases

    The new Capital One® No Hassle Miles(SM) Rewards For Electronic Stores Visa earns 5 miles per $1 spent at consumer electronics stores *and* department stores and 1 mile per $1 spent elsewhere. I'm pretty sure that this is the best rewards rate available through any credit card at electronics and...
  12. D

    Is Discover the best card now for rewards (gas in particular)?

    The PenFed card is certainly a good card. However, depending on the categories in which you spend money, you could do better with others. For example, the Citi Driver's Edge card pays 6% rewards at gas, grocery, and drug stores for the first year and 1% everywhere else. Plus, if you drive...
  13. D

    Best 1st Credit Card?

    As WiredSpider mentioned, the Citi mtvU card is a great college student card as it pays 5% rewards at various entertainment-related venues; I wish I could get that one. The Citi Driver's Edge for Students is also good; it pays 3% rewards at gas, grocery, and drug stores. There's a Capital One...
  14. D

    Free $100 from LaSalle Bank for Opening Account, No Direct Deposit Requirement

    Here are some of the details: Minimum Opening Deposit: $50 Minimum Daily Balance Required: $250 to avoid minimum balance fee. Minimum Balance Fee: $5 per month. Here's the link to the offer: http://www.lasallebank.com/checking/landing.html
  15. D

    Get Free $125 from Chase When You Open Checking Account With Direct Deposit

    Here are the details from the promotional offer page linked to below: Offer valid 10/01/07 through 12/31/07. Chase Free CheckingSM requires a $100 minimum opening deposit of new money (money not currently held by this bank or its affiliates) to qualify for the $125 reward. Chase Free Checking...