Recent content by Aaviel

Sometimes posts like these bring in a few of the lurkers.

1. Can't believe no one called out OP for having the username "eliteretard" and posting this thread. 2. This is reading like a mild version of /r/nosleep.

^ this. And recruiters are looking at tons of resumes, if they have to even think "can I even dial this number?" there is a chance they will pass. Also, I would just put the parents U.S address and leave it at that, if you're taking up space doing the international thing they may get confused.

On more than one occassion it's taken me more than 4 hours to drive the 90 miles between Richmond and DC. Never again.

It probably stems from this: http://online.wsj.com/news/articles/SB10001424052702304027204579335051969265162?mg=reno64-wsj&url=http%3A%2F%2Fonline.wsj.com%2Farticle%2FSB10001424052702304027204579335051969265162.html

Maybe it's because I'm drunk and don't get the joke but... that video...

I'm supposed to work ~40 hours a week. Sometimes it's 35 and others it could be north of 60. It's not mandatory but if I'm working on an interesting project I tend to work on it nights/weekends sometimes.

The way my company does it is that we get "extra" stock rather than a discount. So if I purchase $100 of stock, I will get $115. As a result, there are no inherent capital gains from it. IIRC I got ~$1.5k from this, but didn't actually have to pay any taxes since the capital gains/losses were...

That seems pretty low.... I can get 37-40 on my f30 328i if I do 65-75. The winter air + winter tires + winter gas destroys that notion though. I'm currently averaging around 33-34.

I went to post the same thing and saw your comment. Hopefully three ships don't get stuck...

So, you have second hand knowledge from an agent... I actually work as an analyst doing credit policy. Some lenders that are less profitable may use less info but we don't. They also aren't as profitable.

I've already said multiple times that this data is available to issuers as well. Just because whatever you do doesn't use it doesn't mean it's not available.

You honestly think every credit decision is made by a human being? Do you know what kind of compliance nightmare that would be?

Thank you for posting this. As I said, the credit bureaus have this info and have recently started reporting it out (going back two years). The transactor vs revolver distinction is an important risk splitter.

I'm actually in a somewhat similar situation except with an F30. Interested to see where this goes. My forum searching has lead me to believe they don't negotiate residuals anymore, but that could be wrong.