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11-20-2012, 10:37 AM
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#1
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Platinum Member
Join Date: Nov 2003
Posts: 2,640
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401k Personal Rate of Return
If you have a 401k, what is your personal rate of return so far YTD? This is usually given on your statement somewhere and factors in contributions and withdrawals. I know most of my funds have been performing well YTD, but i can't really tell how i'm personally doing compared to others since contributions are made bi-weekly throughout the year.
Mine is at 9.7% with ~85/15 equity/income mix.
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11-20-2012, 10:42 AM
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#2
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Diamond Member
Join Date: Jan 2006
Posts: 4,495
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11.2 YTD last I looked. Close to it.
Most of my funds are in a vanguard fund of some sort.
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11-20-2012, 10:52 AM
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#3
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Golden Member
Join Date: Aug 2003
Location: Maryland
Posts: 1,477
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10.39% ytd
Last edited by Net; 11-20-2012 at 10:55 AM.
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11-20-2012, 11:05 AM
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#4
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Diamond Member
Join Date: Jul 2009
Posts: 9,180
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14.75% according to JPM, but I'll check my spreadsheet when I get home for an accurate number.
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11-20-2012, 11:08 AM
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#5
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Diamond Member
Join Date: Nov 1999
Location: Maryland
Posts: 3,675
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10.7% Its a mix (50/25/25) of S&P 500, Mid-Cap and International mutual funds.
Your rate of return isn't bad. If you are young you may want to go riskier and be 100% equities.
Just make sure the funds you are investing in have low managment fees or that 9.7% return could be a lot lower.
__________________
Developers don't create errors, testers do.
I don't know how you get a degree in womens studies, because understanding women is impossible.
Last edited by KB; 11-20-2012 at 11:11 AM.
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11-20-2012, 11:19 AM
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#6
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Lifer
Join Date: Apr 2003
Posts: 36,907
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Personally, I don't really care the YTD on a 401k is...I look at the end of the year (once) for curiosity sake.
__________________
AKA Shady06
Member, Official AnandTech Bar Association
Corsair 700D ll i2500k@ 4.5 Ghz ll Asrock z68 gen3 ll Sapphire 7870XT Tahiti @ 1200/1600 ll Corsair A70 ll XFX 650W Black Edition ll 8GB Corsair Vengeance ll Dell 2707 WFP
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11-20-2012, 11:24 AM
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#7
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Lifer
Join Date: Jan 2001
Location: NW Ohio
Posts: 32,506
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I'm at a nice 13.08% right now. It's a great time to be set at "aggressive" on your fund plans because the economy is keeping stocks undervalued.
__________________
Also, from now on, I shall refer to you as "Peaches."
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11-20-2012, 11:29 AM
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#8
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Diamond Member
Join Date: Feb 2005
Location: Boulder, CO
Posts: 4,771
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12.somthing. It was more like 15 at the start of the year. we have a 4% annual contribution and 6% matching.
__________________
heat
Oil and gas logging Engineer
KD8DYO
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11-20-2012, 11:52 AM
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#9
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Platinum Member
Join Date: Nov 2003
Posts: 2,640
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Quote:
Originally Posted by KB
10.7% Its a mix (50/25/25) of S&P 500, Mid-Cap and International mutual funds.
Your rate of return isn't bad. If you are young you may want to go riskier and be 100% equities.
Just make sure the funds you are investing in have low managment fees or that 9.7% return could be a lot lower.
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thanks. I'm gonna swap a fund for a more riskier one, but i'll still maintain my allocation.
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11-20-2012, 12:36 PM
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#10
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Platinum Member
Join Date: Feb 2008
Location: Pittsburgh
Posts: 2,907
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11.30% for the year and the last 3 months have been 4.20%
current mix is
Large U.S. Equity 44%
Mid U.S. Equity 26%
Small U.S. Equity 30%
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11-20-2012, 12:38 PM
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#11
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Lifer
Join Date: Feb 2004
Posts: 21,491
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11.9 last time I looked.
__________________
unban ^[a-zA-Z0-9]+$
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11-20-2012, 12:47 PM
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#12
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Lifer
Join Date: Dec 2007
Location: NE Ohio
Posts: 11,555
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YTD 18.72% in my last jobs 401k. My new job is too new to be significant.
__________________
My FS/WTB thread
Quote:
Originally Posted by Texashiker
So dont hate on me for jumping to conclusions without the reading the whole story.
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Quote:
Originally Posted by Stayfr0sty
Like I said, black and white. too many ppl are like that nowadays. True free thinker always sees both sides of the coin.
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11-20-2012, 01:26 PM
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#13
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Senior Member
Join Date: Oct 1999
Posts: 690
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Personal Rate of Return from 01/01/2012 to 11/19/2012 is 11.7%
__________________
Wrestlers Can Score From Any Position.
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11-20-2012, 01:30 PM
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#14
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Lifer
Join Date: Oct 2002
Posts: 10,014
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11.5%
__________________
post count = post count + 0.999.....
(\__/)
(='.'=)This is Bunny. Copy and paste bunny into your
(")_(")signature to help him gain world domination.
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11-20-2012, 01:35 PM
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#15
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Diamond Member
Join Date: Oct 2002
Location: jersey
Posts: 4,163
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12.1%
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11-20-2012, 01:42 PM
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#16
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Diamond Member
Join Date: Jun 2006
Location: Michigan
Posts: 9,500
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YTD is 13.49% with an 89/11 split
__________________
"Madness is rare in individuals - but in groups, parties, nations, and ages it is the rule." -Friedrich Nietzshe
"It is well to remember that the entire universe, with one trifiling exception, is composed of others" - John Andrew Holmes
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11-20-2012, 01:42 PM
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#17
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Golden Member
Join Date: Mar 2008
Location: LA county
Posts: 1,226
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God, I had 11.2% up through 10/1. Now YTD is 6.3%.
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11-20-2012, 01:45 PM
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#18
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Lifer
Join Date: Apr 2004
Location: Baltimore, MD
Posts: 22,961
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I don't have a 401k, but my Roth is at 12.43% YTD. That's in a target retirement fund. I am thinking of switching to 100% equities since I am young and bonds probably won't do much for me over the next decade or two anyway.
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11-20-2012, 01:47 PM
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#19
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Lifer
Join Date: Sep 2000
Location: SF Bay Area
Posts: 11,671
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9.9%.. I should probably switch to something more aggressive.
__________________
PSN: ntrinsik / Live: ntrinsick
GW2: Omsoke
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11-20-2012, 01:56 PM
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#20
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Lifer
Join Date: Oct 2000
Posts: 14,000
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I am at about 10.5% YTD but earlier in the year, just a few months ago, I was at 16% 
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11-20-2012, 02:00 PM
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#21
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Diamond Member
Join Date: Jan 2006
Posts: 4,495
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I'm 21 right now and have been saving into a 401k for about a year and a half. What funds do you recommend guys?
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11-20-2012, 02:03 PM
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#22
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Lifer
Join Date: Aug 2000
Location: aka Paul
Posts: 20,700
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-0%
__________________
Giving is living.
Heart GOD
✞
Last edited by MeowKat; 11-20-2012 at 02:11 PM.
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11-20-2012, 02:20 PM
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#23
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Senior Member
Join Date: Aug 2012
Posts: 386
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Quote:
Originally Posted by MeowKat
-0%
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Hopefully Obama's second term will make that positive. 
__________________
1.7 GHz Pentium 4, 1.5 GB PC133 RAM, Nvidia GeForce4 MX440, 3 old IDE drives of questionable heritage
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11-20-2012, 02:32 PM
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#24
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Diamond Member
Join Date: Nov 2006
Location: Olathe, KS
Posts: 6,482
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23.02% ytd
__________________
"A mind full of questions and a teacher in my soul" - Eddie Vedder
Political Correctness: A doctrine which holds forth the proposition that it is entirely possible to pick up a turd by the clean end.
Mike Gayner: Partisanship is the most retarded aspect of politics because it forces you to leave your brain at the door.
Last edited by soulcougher73; 11-20-2012 at 02:36 PM.
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11-20-2012, 02:41 PM
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#25
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Lifer
Join Date: Feb 2005
Posts: 14,374
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15.5%
__________________
The Fall Of The Republic. Thanks, government and banking industry for intentionally screwing America.
“You don't make the poor richer by making the rich poorer." ~Winston Churchill
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