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Old 11-20-2012, 10:37 AM   #1
sunzt
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Default 401k Personal Rate of Return

If you have a 401k, what is your personal rate of return so far YTD? This is usually given on your statement somewhere and factors in contributions and withdrawals. I know most of my funds have been performing well YTD, but i can't really tell how i'm personally doing compared to others since contributions are made bi-weekly throughout the year.

Mine is at 9.7% with ~85/15 equity/income mix.
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Old 11-20-2012, 10:42 AM   #2
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11.2 YTD last I looked. Close to it.

Most of my funds are in a vanguard fund of some sort.
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Old 11-20-2012, 10:52 AM   #3
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10.39% ytd

Last edited by Net; 11-20-2012 at 10:55 AM.
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Old 11-20-2012, 11:05 AM   #4
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14.75% according to JPM, but I'll check my spreadsheet when I get home for an accurate number.
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Old 11-20-2012, 11:08 AM   #5
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10.7% Its a mix (50/25/25) of S&P 500, Mid-Cap and International mutual funds.

Your rate of return isn't bad. If you are young you may want to go riskier and be 100% equities.
Just make sure the funds you are investing in have low managment fees or that 9.7% return could be a lot lower.

Last edited by KB; 11-20-2012 at 11:11 AM.
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Old 11-20-2012, 11:19 AM   #6
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Personally, I don't really care the YTD on a 401k is...I look at the end of the year (once) for curiosity sake.
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Old 11-20-2012, 11:24 AM   #7
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I'm at a nice 13.08% right now. It's a great time to be set at "aggressive" on your fund plans because the economy is keeping stocks undervalued.
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Old 11-20-2012, 11:29 AM   #8
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12.somthing. It was more like 15 at the start of the year. we have a 4% annual contribution and 6% matching.
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Old 11-20-2012, 11:52 AM   #9
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Quote:
Originally Posted by KB View Post
10.7% Its a mix (50/25/25) of S&P 500, Mid-Cap and International mutual funds.

Your rate of return isn't bad. If you are young you may want to go riskier and be 100% equities.
Just make sure the funds you are investing in have low managment fees or that 9.7% return could be a lot lower.
thanks. I'm gonna swap a fund for a more riskier one, but i'll still maintain my allocation.
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Old 11-20-2012, 12:36 PM   #10
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11.30% for the year and the last 3 months have been 4.20%

current mix is
Large U.S. Equity 44%
Mid U.S. Equity 26%
Small U.S. Equity 30%
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Old 11-20-2012, 12:38 PM   #11
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11.9 last time I looked.
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Old 11-20-2012, 12:47 PM   #12
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YTD 18.72% in my last jobs 401k. My new job is too new to be significant.
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Old 11-20-2012, 01:26 PM   #13
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Personal Rate of Return from 01/01/2012 to 11/19/2012 is 11.7%
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Old 11-20-2012, 01:30 PM   #14
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11.5%
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Old 11-20-2012, 01:35 PM   #15
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12.1%
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Old 11-20-2012, 01:42 PM   #16
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YTD is 13.49% with an 89/11 split
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Old 11-20-2012, 01:42 PM   #17
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God, I had 11.2% up through 10/1. Now YTD is 6.3%.
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Old 11-20-2012, 01:45 PM   #18
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I don't have a 401k, but my Roth is at 12.43% YTD. That's in a target retirement fund. I am thinking of switching to 100% equities since I am young and bonds probably won't do much for me over the next decade or two anyway.
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Old 11-20-2012, 01:47 PM   #19
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9.9%.. I should probably switch to something more aggressive.
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Old 11-20-2012, 01:56 PM   #20
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I am at about 10.5% YTD but earlier in the year, just a few months ago, I was at 16%
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Old 11-20-2012, 02:00 PM   #21
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I'm 21 right now and have been saving into a 401k for about a year and a half. What funds do you recommend guys?
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Old 11-20-2012, 02:03 PM   #22
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-0%
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Old 11-20-2012, 02:20 PM   #23
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Quote:
Originally Posted by MeowKat View Post
-0%
Hopefully Obama's second term will make that positive.
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Old 11-20-2012, 02:32 PM   #24
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23.02% ytd
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Last edited by soulcougher73; 11-20-2012 at 02:36 PM.
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Old 11-20-2012, 02:41 PM   #25
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15.5%
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