My credit score is 821. How do I make it go higher?

[Wreckem]

Originally Posted by Nintendesert

Or you could have joined JAG and served your country and had your country serve you with financial assistance and even loan forgiveness.

http://www.jag.navy.mil/careers_/car...pensation.html

These days its tougher to land a JAG appointment than it is to snag a Big Law($160k+) job. Selection rates are ridiculously low and certain branches sometimes have boards were they don't select anyone.

[Cawchy87]

If you have a credit score >800 and can't get the best rates then you need to deal with someone else for your credit.

[alkemyst]

Originally Posted by lothar

You sure about this?
One of the few things negatively affecting my credit(according to Alliant) is because I don't own a home.

It's not necessarily affecting it negatively, they are saying the score really isn't accurate since you have no real property as part of it.

Pretty much everyone starts with insanely high credit scores. However; without large and long tradelines on your report most institutions will ignore the score and look at the individual. Mortgage companies are big on this especially if you haven't even rented. They are unlikely to extend someone a $3000/month mortgage if they never had a house/rent payment.

[Nebor]

Originally Posted by Wreckem

These days its tougher to land a JAG appointment than it is to snag a Big Law($160k+) job. Selection rates are ridiculously low and certain branches sometimes have boards were they don't select anyone.

Yup, since I've been in the Army the past 4 years I've seen us go from a flood of new JAG officers to a trickle. The standards for being picked up have skyrocketed, as they have with Officer Candidate School. The economy is mostly to blame, along with law schools churning out way too many lawyers.

[RadiclDreamer]

Originally Posted by OCGuy

Unless you are old I do not believe you are telling the truth.

I look at 25-30 credit reports per day, and the only time I have seen that high of a score is with someone who is senior.

Once you are in the 760+ range, the only thing that can help you is length of time your tradelines have been open.

Mine is 812 and im 29. Never missed a payment, never been late with a payment and have had a credit card since i was 15 and got my first job.