Go Back   AnandTech Forums > Social > Off Topic

Forums
· Hardware and Technology
· CPUs and Overclocking
· Motherboards
· Video Cards and Graphics
· AMD Video Cards
· Nvidia
· Displays
· Memory and Storage
· Power Supplies
· Cases & Cooling
· SFF, Notebooks, Pre-Built/Barebones PCs
· Networking
· Peripherals
· General Hardware
· Highly Technical
· Computer Help
· Home Theater PCs
· Consumer Electronics
· Digital and Video Cameras
· Mobile Devices & Gadgets
· Audio/Video & Home Theater
· Software
· Software for Windows
· All Things Apple
· *nix Software
· Operating Systems
· Programming
· PC Gaming
· Console Gaming
· Distributed Computing
· Security
· Social
· Off Topic
· Politics and News
· Discussion Club
· Love and Relationships
· The Garage
· Health and Fitness
· Home and Garden
· Merchandise and Shopping
· For Sale/Trade
· Hot Deals with Free Stuff/Contests
· Black Friday 2014
· Forum Issues
· Technical Forum Issues
· Personal Forum Issues
· Suggestion Box
· Moderator Resources
· Moderator Discussions
   

Reply
 
Thread Tools
Old 11-12-2012, 12:46 AM   #101
Wreckem
Diamond Member
 
Join Date: Sep 2006
Posts: 8,280
Default

Quote:
Originally Posted by Nintendesert View Post
Or you could have joined JAG and served your country and had your country serve you with financial assistance and even loan forgiveness.

http://www.jag.navy.mil/careers_/car...pensation.html

These days its tougher to land a JAG appointment than it is to snag a Big Law($160k+) job. Selection rates are ridiculously low and certain branches sometimes have boards were they don't select anyone.

Last edited by Wreckem; 11-12-2012 at 12:49 AM.
Wreckem is offline   Reply With Quote
Old 11-12-2012, 12:53 AM   #102
Cawchy87
Diamond Member
 
Join Date: Mar 2004
Posts: 5,104
Default

If you have a credit score >800 and can't get the best rates then you need to deal with someone else for your credit.
__________________
Heat
eBay

Offical member of the ATOT night crew
Cawchy87 is offline   Reply With Quote
Old 11-12-2012, 09:45 AM   #103
alkemyst
No Lifer
 
Join Date: Feb 2001
Location: Corner of EPIC and ┼WESOME ST.
Posts: 83,994
Default

Quote:
Originally Posted by lothar View Post
You sure about this?
One of the few things negatively affecting my credit(according to Alliant) is because I don't own a home.
It's not necessarily affecting it negatively, they are saying the score really isn't accurate since you have no real property as part of it.

Pretty much everyone starts with insanely high credit scores. However; without large and long tradelines on your report most institutions will ignore the score and look at the individual. Mortgage companies are big on this especially if you haven't even rented. They are unlikely to extend someone a $3000/month mortgage if they never had a house/rent payment.
alkemyst is offline   Reply With Quote
Old 11-12-2012, 09:55 AM   #104
Nebor
Lifer
 
Nebor's Avatar
 
Join Date: Jun 2003
Location: Honolulu, HI
Posts: 29,156
Default

Quote:
Originally Posted by Wreckem View Post
These days its tougher to land a JAG appointment than it is to snag a Big Law($160k+) job. Selection rates are ridiculously low and certain branches sometimes have boards were they don't select anyone.
Yup, since I've been in the Army the past 4 years I've seen us go from a flood of new JAG officers to a trickle. The standards for being picked up have skyrocketed, as they have with Officer Candidate School. The economy is mostly to blame, along with law schools churning out way too many lawyers.
__________________
"Governments may think and say as they like, but force cannot be eliminated, and it is the only real and unanswerable power. We are told that the pen is mightier than the sword, but I know which of these weapons I would choose" -Lieutenant-General Sir Adrian Paul Ghislain Carton de Wiart
Nebor is online now   Reply With Quote
Old 11-12-2012, 12:02 PM   #105
RadiclDreamer
Diamond Member
 
RadiclDreamer's Avatar
 
Join Date: Aug 2004
Posts: 8,333
Default

Quote:
Originally Posted by OCGuy View Post
Unless you are old I do not believe you are telling the truth.

I look at 25-30 credit reports per day, and the only time I have seen that high of a score is with someone who is senior.

Once you are in the 760+ range, the only thing that can help you is length of time your tradelines have been open.
Mine is 812 and im 29. Never missed a payment, never been late with a payment and have had a credit card since i was 15 and got my first job.
__________________
CCENT, CCNA, A+, Net+
RadiclDreamer is offline   Reply With Quote
Old 02-22-2015, 12:46 AM   #106
BlueHen
Junior Member
 
Join Date: Feb 2015
Posts: 1
Default honor

Quote:
Originally Posted by OutHouse View Post
by not being a slave to debt thats how.

having a high CREDIT score should not be a badge of honor like so many on here believe. having a high CREDIT score means you love debt, a high score should be a badge of shame not an accolade.. jesus christ its not rocket science.
Outhouse
I Like your Murray Quote BTW, but I have a high credit score (821) with NO debt and pay off CCs every month, and I presume you are not a rocket surgeon or scientist, either.
BlueHen is offline   Reply With Quote
Old 02-22-2015, 12:52 AM   #107
KLin
Lifer
 
KLin's Avatar
 
Join Date: Feb 2000
Location: Phreaznaux
Posts: 28,964
Default

Go give the CEO's of the credit reporting agencies a blowjob?
__________________
'L_'
KLin is offline   Reply With Quote
Old 02-22-2015, 02:14 AM   #108
postmortemIA
Diamond Member
 
postmortemIA's Avatar
 
Join Date: Jul 2006
Location: Midwest USA
Posts: 7,073
Default

everything over 800 (or even 760) is treated equally. you'd be as happy with score 800 or 801 because it is still in 800s yet takes less time to get there. I suspect either 10 or 15 yrs of credit history is needed to get into 800s
__________________


postmortemIA is offline   Reply With Quote
Old 02-22-2015, 08:10 AM   #109
ultimatebob
Lifer
 
ultimatebob's Avatar
 
Join Date: Jun 2001
Location: Connecticutistan
Posts: 17,693
Default

The sad thing is that once you have a credit score in the 800's, it takes just one late payment or settlement to make it drop over 100 points.

But, really, anything over a 750 is treated the same way.
__________________
<---
<--- Blame this guy if you do not like this post.
<---
ultimatebob is offline   Reply With Quote
Old 02-22-2015, 09:10 AM   #110
Murloc
Diamond Member
 
Murloc's Avatar
 
Join Date: Jun 2008
Location: Switzerland
Posts: 4,650
Default

Quote:
Originally Posted by BlueHen View Post
pay off CCs every month
isn't that debt, technically?
Murloc is offline   Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 03:36 AM.


Powered by vBulletin® Version 3.8.8 Alpha 1
Copyright ©2000 - 2015, vBulletin Solutions, Inc.