Go Back   AnandTech Forums > Social > Off Topic

Forums
· Hardware and Technology
· CPUs and Overclocking
· Motherboards
· Video Cards and Graphics
· Memory and Storage
· Power Supplies
· Cases & Cooling
· SFF, Notebooks, Pre-Built/Barebones PCs
· Networking
· Peripherals
· General Hardware
· Highly Technical
· Computer Help
· Home Theater PCs
· Consumer Electronics
· Digital and Video Cameras
· Mobile Devices & Gadgets
· Audio/Video & Home Theater
· Software
· Software for Windows
· All Things Apple
· *nix Software
· Operating Systems
· Programming
· PC Gaming
· Console Gaming
· Distributed Computing
· Security
· Social
· Off Topic
· Politics and News
· Discussion Club
· Love and Relationships
· The Garage
· Health and Fitness
· Merchandise and Shopping
· For Sale/Trade
· Hot Deals with Free Stuff/Contests
· Black Friday 2013
· Forum Issues
· Technical Forum Issues
· Personal Forum Issues
· Suggestion Box
· Moderator Resources
· Moderator Discussions
   

Reply
 
Thread Tools
Old 11-09-2012, 04:53 PM   #1
Wingznut
Elite Member
 
Wingznut's Avatar
 
Join Date: Dec 1999
Location: Portland, OR
Posts: 16,538
Default Just refinanced my house, and it was all done with modern communication methods

Pretty much all communication with all parties was done via email or texting. Until the final signings (like 100 pages worth), we emailed forms and pictures back and forth.

And my final contract was given to me on a flash drive. So much better than a stack of paper!
Wingznut is online now   Reply With Quote
Old 11-09-2012, 05:16 PM   #2
Nemesis 1
Banned
 
Join Date: Dec 2006
Posts: 11,379
Default

I just tried to buy my dads house . Let him live in it . He gave it to me. I was not expecting that , I wonder what my 2sisters and 2 brothers have to say about this.

I stayed they left, I win they lose . Life is so strange
Nemesis 1 is offline   Reply With Quote
Old 11-09-2012, 05:21 PM   #3
Red Squirrel
Lifer
 
Red Squirrel's Avatar
 
Join Date: May 2003
Location: Canada
Posts: 26,550
Default

Nice! If only more banks/organizations could get with the times and do this.
__________________
~Red Squirrel~
486dx2 @66Mhz turbo, 8MB ram, 512MB HDD, sound blaster 16 + 2x cdrom, Trident 1MB video card @ 640*480, 56k high speed modem.
Red Squirrel is online now   Reply With Quote
Old 11-09-2012, 05:33 PM   #4
etrigan420
Golden Member
 
etrigan420's Avatar
 
Join Date: Oct 2007
Location: Wa.
Posts: 1,472
Default

Quote:
Originally Posted by Wingznut View Post
Pretty much all communication with all parties was done via email or texting. Until the final signings (like 100 pages worth), we emailed forms and pictures back and forth.

And my final contract was given to me on a flash drive. So much better than a stack of paper!
We refi'd last month, same deal.

It was all emails and facebook, except for the "notary needed" parts.

Although ours was given to us on a CD as opposed to a flash drive.

I think it's win/win really, we save the headache and the banks save a buttload in overhead.
etrigan420 is online now   Reply With Quote
Old 11-09-2012, 06:23 PM   #5
xSauronx
Lifer
 
xSauronx's Avatar
 
Join Date: Jul 2000
Location: Eastern NC
Posts: 19,295
Default

i did all of my application, registration, parking pass, and student loans on line for uni. never had to touch a piece of paper, it was fantastic. i didnt have to even get near campus until the first day of class.

internet : i love you.
__________________
LET'S GO 'CANES [they arent going anywhere. ever.]
Free speech doesn't protect speech you like, it protects speech you hate.

Heatware |
xSauronx is online now   Reply With Quote
Old 11-09-2012, 07:09 PM   #6
boomhower
Diamond Member
 
boomhower's Avatar
 
Join Date: Sep 2007
Posts: 6,515
Default

When I did my mortgage earlier this year it was all done via email and fax except for closing. And this was with Wells Fargo, not exactly the most modern functioning bank out there.
__________________
heat
boomhower is offline   Reply With Quote
Old 11-09-2012, 07:10 PM   #7
senttoschool
Golden Member
 
Join Date: Jan 2010
Posts: 1,093
Default

I like to get on a call with my loan company. Email and phone is my choice.

I don't like texting because it's not as good for records.
senttoschool is offline   Reply With Quote
Old 11-09-2012, 07:17 PM   #8
spidey07
No Lifer
 
spidey07's Avatar
 
Join Date: Aug 2000
Posts: 65,361
Default

I'd still rather have the hard paper records for closing documents. Store the scans on flash in safe deposit ox.
__________________
___
(\__/)
(='.'=)
(")_(")
spidey07 is offline   Reply With Quote
Old 11-09-2012, 07:18 PM   #9
rudeguy
Lifer
 
rudeguy's Avatar
 
Join Date: Dec 2001
Location: GR, MI
Posts: 42,269
Default

Quote:
Originally Posted by senttoschool View Post
I like to get on a call with my loan company. Email and phone is my choice.

I don't like texting because it's not as good for records.
You need Google Voice in your life son
__________________
The above post is not intended for public display.
rudeguy is offline   Reply With Quote
Old 11-11-2012, 08:39 AM   #10
Wingznut
Elite Member
 
Wingznut's Avatar
 
Join Date: Dec 1999
Location: Portland, OR
Posts: 16,538
Default

Quote:
Originally Posted by Red Squirrel View Post
Nice! If only more banks/organizations could get with the times and do this.
Exactly!
Wingznut is online now   Reply With Quote
Old 11-11-2012, 09:27 AM   #11
Vic Vega
Diamond Member
 
Join Date: Sep 2010
Posts: 4,537
Default

Quote:
Originally Posted by Wingznut View Post
Pretty much all communication with all parties was done via email or texting. Until the final signings (like 100 pages worth), we emailed forms and pictures back and forth.

And my final contract was given to me on a flash drive. So much better than a stack of paper!
Did this myself for a new purchase in August/September of this year. I received digital and paper final copies however.

All of my inspection reports came via email, we did the offer via email, provided all my financials via email.

Email and PDFCreator are my best friends.
Vic Vega is offline   Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 08:45 PM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.