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11-09-2012, 04:53 PM
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#1
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Elite Member
Join Date: Dec 1999
Posts: 15,366
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Just refinanced my house, and it was all done with modern communication methods
Pretty much all communication with all parties was done via email or texting. Until the final signings (like 100 pages worth), we emailed forms and pictures back and forth.
And my final contract was given to me on a flash drive. So much better than a stack of paper!
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11-09-2012, 05:16 PM
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#2
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Banned
Join Date: Dec 2006
Posts: 11,379
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I just tried to buy my dads house . Let him live in it . He gave it to me. I was not expecting that , I wonder what my 2sisters and 2 brothers have to say about this.
I stayed they left, I win they lose . Life is so strange
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11-09-2012, 05:21 PM
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#3
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Lifer
Join Date: May 2003
Location: Canada
Posts: 20,627
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Nice! If only more banks/organizations could get with the times and do this.
__________________
~Red Squirrel~
That if you confess with your mouth, "Jesus is Lord," and believe in your heart that God raised him from the dead, you will be saved. For it is with your heart that you believe and are justified, and it is with your mouth that you confess and are saved. Romans 10:9-10
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11-09-2012, 05:33 PM
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#4
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Golden Member
Join Date: Oct 2007
Location: Wa.
Posts: 1,154
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Quote:
Originally Posted by Wingznut
Pretty much all communication with all parties was done via email or texting. Until the final signings (like 100 pages worth), we emailed forms and pictures back and forth.
And my final contract was given to me on a flash drive. So much better than a stack of paper!
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We refi'd last month, same deal.
It was all emails and facebook, except for the "notary needed" parts.
Although ours was given to us on a CD as opposed to a flash drive.
I think it's win/win really, we save the headache and the banks save a buttload in overhead.
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11-09-2012, 06:23 PM
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#5
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Lifer
Join Date: Jul 2000
Location: Eastern NC
Posts: 19,017
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i did all of my application, registration, parking pass, and student loans on line for uni. never had to touch a piece of paper, it was fantastic. i didnt have to even get near campus until the first day of class.
internet : i love you.
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11-09-2012, 07:09 PM
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#6
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Diamond Member
Join Date: Sep 2007
Posts: 5,508
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When I did my mortgage earlier this year it was all done via email and fax except for closing. And this was with Wells Fargo, not exactly the most modern functioning bank out there.
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11-09-2012, 07:10 PM
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#7
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Senior Member
Join Date: Jan 2010
Posts: 594
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I like to get on a call with my loan company. Email and phone is my choice.
I don't like texting because it's not as good for records.
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11-09-2012, 07:17 PM
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#8
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No Lifer
Join Date: Aug 2000
Posts: 62,907
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I'd still rather have the hard paper records for closing documents. Store the scans on flash in safe deposit ox.
__________________
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(='.'=)
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11-09-2012, 07:18 PM
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#9
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Lifer
Join Date: Dec 2001
Location: GR, MI
Posts: 31,318
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Quote:
Originally Posted by senttoschool
I like to get on a call with my loan company. Email and phone is my choice.
I don't like texting because it's not as good for records.
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You need Google Voice in your life son
__________________
Last edited by Platypus; Today at 07:36 PM.
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11-11-2012, 08:39 AM
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#10
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Elite Member
Join Date: Dec 1999
Posts: 15,366
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Quote:
Originally Posted by Red Squirrel
Nice! If only more banks/organizations could get with the times and do this.
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Exactly!
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11-11-2012, 09:27 AM
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#11
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Diamond Member
Join Date: Sep 2010
Posts: 3,712
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Quote:
Originally Posted by Wingznut
Pretty much all communication with all parties was done via email or texting. Until the final signings (like 100 pages worth), we emailed forms and pictures back and forth.
And my final contract was given to me on a flash drive. So much better than a stack of paper!
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Did this myself for a new purchase in August/September of this year. I received digital and paper final copies however.
All of my inspection reports came via email, we did the offer via email, provided all my financials via email.
Email and PDFCreator are my best friends.
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