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View Full Version : How much do you pay for insurance?


Shadow Conception
06-07-2009, 08:16 PM
I'm trying to get an idea of how insurance costs vary with age, car, experience, etc.

Hope it's not as personal as the "how much do you make" question.

Strk
06-07-2009, 08:18 PM
A little over $1k a year for a 2002 Oldsmobile Aurora. I'm 26, male and have a clean record. I live in MA though, so our rates are kind of retarded.

waffleironhead
06-07-2009, 08:23 PM
99 grand am. comp/liability 180 every 6 months
97 saturn sc2 liability 130 every 6
01 suzuki sv650 full coverage 300 every 6
88 cherokee liability 130 every 6

im 30 male and married. Wife is on the policies.

Farang
06-07-2009, 08:24 PM
$370 per 6 months, 1994 Mazda B4000, I am 22 with a clean record.

KentState
06-07-2009, 08:44 PM
$500 every 6 months for an 08 CTS AWD. I'm 31, live in the Atlanta area and drive around 12 miles each way to work. I was paying around $800/year for my '04 GTO 6spd when I was 26-30 in a city 30 miles north of Cincinnati. The Cadillac wasn't much more either, but the large number of uninsured motorist (illegals) down here jacks the price up.

I have 500,000 combined, uninsured, $5000 medical, and rental up to $40/day w/$500 deductible.

postmortemIA
06-07-2009, 08:48 PM
full coverage @ $360 per 6 months, clean record, I am in my low 30s. I have 09 Accord V6... Iowa is one of states with lowest insurance cost.

hiromizu
06-07-2009, 09:17 PM
you guys don't mention what kind of insurance you have - comprehensive? collision damage? how much liability? etc.

alkemyst
06-07-2009, 09:31 PM
I pay $225 a month for a 00 Saturn SL2 and a 98 240SX SE...100/300/100 coverage and a $500 deductable

I am 38.

When I was 19-20 I bought a 88 Mustang GT in 1990...minimum 25/50/25 coverage and a $1000 deduct. with no comp/collision was $225/month

TraumaRN
06-07-2009, 09:37 PM
Right now, full coverage, including dent/dings coverage, 2010 Ford Fusion Hybrid is $421 every 6months. I'm 24yr old male with a clean record, drive 7 miles to work.

Without the dents/dings coverage it would drop to like $390 every 6 months.

Mojoed
06-07-2009, 10:00 PM
I pay $225.42 every six months for a 1997 Jeep Grand Cherokee Laredo and a 1996 Subaru Legacy Outback Wagon.

DVad3r
06-07-2009, 10:02 PM
Technically it would be $ 4700 per year for motorcycle, only 6 month riding season. I don't actually pay that though, don't ask me how ;)

For the car it's about $ 1500 per year full coverage, 2001 Lexus ES 300.

I am 24, clean driving record, license since 16.

Jabbernyx
06-07-2009, 10:38 PM
$250/6 months for max level liability coverages on a 2001 Lincoln LS V8 Sport.

thedarkwolf
06-07-2009, 11:07 PM
33 male
94 mazda maita comp = $450 a year
89 Dodge caravan turbo liability = $300 a year

Gibson486
06-07-2009, 11:12 PM
25
07 mazda 3
20/40 w/ collision and all the works (they are all required MA, except collision)

$310 for 6 months through progressive...but it will ikely go up since I just got a ticket. I live in MA.

hiromizu
06-08-2009, 12:14 AM
30
05 g35 coupe
100/300 liability
comprehensive (floods, falling trees, theft etc.)
collision $1000 deductible
$260 per month at Geico...paying way too much but worth peace of mind

Andrew1990
06-08-2009, 02:01 AM
1989 Chevy G20 V8 305
18 Years Old
Got license a few days ago
Paying $650 per 6 months for liability

Squisher
06-08-2009, 07:18 AM
2008 Prius $900/yr. full
1998 F150 4X4 $750/yr. full
2002 Z28 $1200/yr. full
1998 Olds Intrigue $700/yr. PLPD+Comp.

52 yr. old M, 45 yr. old F, 24 yr. old F, 22 yr. old M

chin311
06-08-2009, 07:23 AM
1200 a yr for max commercial coverage, 24y/o, 07' nissan versa

BW86
06-08-2009, 07:51 AM
1200 a yr
22 yrs old
1990 accord

ViviTheMage
06-08-2009, 08:37 AM
1500 every 6 months for two cars.
06 A4 2.0T 6 SPD QUATTRO -- full coverage 500 deduct
06 Grand Cherokee - 4.7L AWD tow hitch -- full coverage 500 deduct

I am 22, she has the GC and is 20...she has a few tickets...wonder if we should shop around again.

Koing
06-08-2009, 08:39 AM
1250
S2000 52 plate (2002)
3yrs NCB
24yrs old male driver
mum on the policy

Same car but:
4yrs NCB
25yr old
should be 850 now :D

Koing

Riverhound777
06-08-2009, 09:05 AM
06 Mazda 3s
$1200/yr 100/300 comp/coll $500/1k deductible with AAA. I'm 26 Male in CA.

kalrith
06-08-2009, 10:31 AM
$784/year for 3 vehicles in Missouri'79 Chevy Monte Carlo
'01 Mazda Tribute
'92 Mercury Cougar
Liability plus medical
28yo male w/ clean record
Wife: 27yo w/ one at-fault accident

radioouman
06-08-2009, 10:43 AM
Full coverage.. ~$1000 per year
- 1994 Dodge Dakota 4x4
- 2002 Saturn L100
- 2005 Honda Pilot

rh71
06-08-2009, 10:51 AM
Originally posted by: KentState
$500 every 6 months for an 08 CTS AWD. I'm 31, live in the Atlanta area and drive around 12 miles each way to work.

Almost the same here... $500/mo. for 6 mo. full coverage w/ glass on an 08 X5... I'm 31 and in NY.

In contrast my brother in law who's under 25 was paying $400 for his old Civic, liability only.

amdhunter
06-08-2009, 11:01 AM
$25k flat fee - 2008 Lamborghini Gallardo

Imported
06-08-2009, 12:26 PM
2005 Infiniti G35 Coupe
About $1540/year, full coverage. I'm 25 with a clean record (I did have an accident over 3yrs ago but it isn't a point anymore).

Aikouka
06-08-2009, 12:45 PM
$60 every month for full coverage (I forget the exact values, I'd have to look them up to make sure I don't recall the wrong ones :P) on my 2007 Nissan Altima 3.5SL at the age of 24 with a clean record.

EDIT:

Oh and that's with an 11 mile drive to work, but I still pay more insurance than I did with a 30 mile drive to work when I lived in PA instead of NY. Kind of odd since I'd assume the deer incidents would be higher when driving in rural PA.

halik
06-08-2009, 12:59 PM
Originally posted by: hiromizu
30
05 g35 coupe
100/300 liability
comprehensive (floods, falling trees, theft etc.)
collision $1000 deductible
$260 per month at Geico...paying way too much but worth peace of mind

That is ridiculously expensive, you should shop around.

halik
06-08-2009, 01:02 PM
2000 Audi A6 2.7T $1040/year for full coverage (collision, comp etc) via AAA
2005 Yamaha R6 $34/mo for plpd and comprehensive

25 year old male, clean record

Zenmervolt
06-08-2009, 02:53 PM
1998 Volvo S70 T5: $1,007/6 months; 100/300/100, PIP, Comprehensive, Collision, 100/300/100 uninsured motorist coverage, $1,000 deductible.

1986 Porsche 944 Turbo: $426/6 months; 100/300/100, PIP, Comprehensive, Collision, 100/300/25 uninsured motorist coverage, $1,000 deductible.

2007 Harley XL1200R: $544/year; 50/100/50, Comprehensive, Collision, 50/100/50 uninsured motorist coverage, $1,000 deductible.

27-year-old driver, 1 accident ($600 in damage, should have paid out of pocket), and 1 ticket.

ZV

DivideBYZero
06-08-2009, 05:21 PM
01 E46 M3
36yr Male
~650 fully comp with business use per year.

scott916
06-08-2009, 05:26 PM
Originally posted by: amdhunter
$25k flat fee - 2008 Lamborghini Gallardo

Damn, I wasn't aware Akon posted here...

Don Vito Corleone
06-08-2009, 05:34 PM
I pay $364/6 mo. for my 2006 BMW 330i with 300,000/500,000 liability, 100,000 property damage, 100,000/200,000 UM/UIM, and 20,000/20,000 PIP. I am 38 and live in Minneapolis, MN.

KaChow
06-08-2009, 07:14 PM
38 years old in Northern Virginia
09 Acura TL
07 Civic Si
08 Rebel 250
08 Ninja 650
100/300/100 + 500 deductible
$820/6 mo.

hiromizu
06-08-2009, 11:42 PM
Originally posted by: halik
Originally posted by: hiromizu
30
05 g35 coupe
100/300 liability
comprehensive (floods, falling trees, theft etc.)
collision $1000 deductible
$260 per month at Geico...paying way too much but worth peace of mind

That is ridiculously expensive, you should shop around.

State Farm was the only company that had lower prices but I didn't think their policies were nearly as good as Geico. Happy right now so it's OK. I'm a pretty new driver too so that doesn't help.

ponyo
06-08-2009, 11:57 PM
Originally posted by: hiromizu
Originally posted by: halik
Originally posted by: hiromizu
30
05 g35 coupe
100/300 liability
comprehensive (floods, falling trees, theft etc.)
collision $1000 deductible
$260 per month at Geico...paying way too much but worth peace of mind

That is ridiculously expensive, you should shop around.

State Farm was the only company that had lower prices but I didn't think their policies were nearly as good as Geico. Happy right now so it's OK. I'm a pretty new driver too so that doesn't help.

I pay less than that for 4 cars and a motorcycle. :)

hiromizu
06-09-2009, 12:00 AM
Originally posted by: Naustica
Originally posted by: hiromizu
Originally posted by: halik
Originally posted by: hiromizu
30
05 g35 coupe
100/300 liability
comprehensive (floods, falling trees, theft etc.)
collision $1000 deductible
$260 per month at Geico...paying way too much but worth peace of mind

That is ridiculously expensive, you should shop around.

State Farm was the only company that had lower prices but I didn't think their policies were nearly as good as Geico. Happy right now so it's OK. I'm a pretty new driver too so that doesn't help.

I pay less than that for 4 cars and a motorcycle. :)

Everything is just expensive in my area.

jlee
06-09-2009, 12:36 AM
2005 Tundra 4x4 access cab/etc, comp/collision, 1991 Toyota MR2 Turbo liability, $522/6mo (IIRC...)

2000 SV650 liability - $75/year

halik
06-09-2009, 12:45 AM
Originally posted by: hiromizu
Originally posted by: Naustica
Originally posted by: hiromizu
Originally posted by: halik
Originally posted by: hiromizu
30
05 g35 coupe
100/300 liability
comprehensive (floods, falling trees, theft etc.)
collision $1000 deductible
$260 per month at Geico...paying way too much but worth peace of mind

That is ridiculously expensive, you should shop around.

State Farm was the only company that had lower prices but I didn't think their policies were nearly as good as Geico. Happy right now so it's OK. I'm a pretty new driver too so that doesn't help.

I pay less than that for 4 cars and a motorcycle. :)

Everything is just expensive in my area.

Big reason why i kept my car and bike registered in MI when I lived in NYC. You pay more in insurance than what I pay for my car loan...

Scouzer
06-09-2009, 03:48 AM
22 years old
2006 Pontiac Pursuit GT
$1000 collision
$500 comprehensive

$175/mo

tweaker54321
06-09-2009, 04:22 AM
22
2000 Mustang GT
full coverage, $500 deductible
$118/mo

MotF Bane
06-09-2009, 07:03 AM
19
1998 Pontiac Grand Prix
Full coverage, don't know more than that.
$1900/year
MA sucks.

The-Noid
06-09-2009, 02:50 PM
24 Years Old
2009 Audi S6
50,000/50,000/500,000
Full Comprehensive
$700/year

23 Year Old Wife
2006 G35X
50,000/50,000/500,000
Full Comprehensive
$1,400/year

$2MM Umbrella for overage on both $440

OCGuy
06-09-2009, 03:31 PM
~$150/mo for 2006 F150

~225/mo for 2006 Mustang GT (Just purchased, still shopping)

25M, DUI in 2003

Comprehensive, collision, $500 deductibles, uninsured motorist.

Gibson486
06-09-2009, 03:48 PM
Originally posted by: MotF Bane
19
1998 Pontiac Grand Prix
Full coverage, don't know more than that.
$1900/year
MA sucks.

When i was your age, they wanted $2500 a year....feel lucky.

FeuerFrei
06-09-2009, 04:30 PM
About $550 every 6 months for full coverage + uninsured motorist + towing on a 1993 Corolla DX. 33 years old in Texas.