View Full Version : Anyone took defensive driving course to reduce insurance?

Epic Fail
03-23-2009, 06:07 PM
How much did you pay for the course, do you think it is worth it?

Most of the insurance sites only ask if you took it in the last 3 years, do you have to keep taking it to get the benefit?

03-23-2009, 06:25 PM
I took one mainly to get my main license faster (8 months instead of a 12) during my G1/learners period.
It did reduce the insurance a great deal on my parents cars (which I am covered under) the course cost about $400. The insurance hit for my parents was further reduced when I got my full license

edit: it wasnt exactly defensive driving, but just a drivers ed course

03-24-2009, 05:41 AM
"Has anyone taken a"

03-24-2009, 10:53 AM
No. I took one just to keep my license. At that point, it had no impact on my insurance whatsoever.

03-24-2009, 03:40 PM
I had to as a state employee, but state farm here in Montana at least does not give any discounts for it unless you are a senior citizen.

03-24-2009, 04:01 PM
yeah i took one a few years ago.

Cost ~$40 and was like 6 hours long

03-25-2009, 09:56 AM
yes quite a few years back for $45. Signed the paper and left (yes cheated the system). Haven't done it again yet because it isn't all that convenient these days.

03-26-2009, 07:33 PM
I've done the defensive driving and advanced class for an additional 5% discount. Took them as classes which are mostly a joke, run by state cops here in DE and once it was an hour and the other time it was 10 minutes. Another time took an online class which was 2 hours of mindless clicking, just make sure it is certified by your state/insurance company.